Bad Credit Payday Loans

Get funds, no matter what.

No credit checks run

No credit checks run

Instant approval

Instant approval

Payday loan direct deposit

Payday loan direct deposit

100% legitimate lending

100% legitimate lending

Online Payday Loans make Borrowing Easy

It is not exactly a surprise that everything is going online these days. The convenience that online services can provide, makes them far more attractive when combined with better internet facilities reaching the entire world. Loans are no different, especially products such as payday loans, which have seen new heights of demand ever since the business has mainly gone online.

Instant Payday Cash offers you convenient online payday loans and these are available for bad credit borrowers and borrowers in an urgent need of funds. Our payday loans are approved within hours. No matter how bad your credit history and scores may be, we make it easy for you to find a loan that suits your eligibility and is almost readily available, any time during the day, all through the year.

Payday Loans are Quick and Save You from Burden

Payday loans aren't just expensive loans that are available for bad credit borrowers. They're also a high-speed mode of borrowing money, which makes them ideal for emergencies and challenging situations that call for quick financial assistance. A high rate of approval makes them all the more suitable for such a situation

However, it doesn't stop at that. Another (often overlooked) advantage is that they're ultra-short-term loans. The tenure is usually 14 days. This makes them ideal when the borrower knows that repayment in a few days is plausible. Also, this makes them a less burdening loan product a month later; the borrower need not worry about all the pending payments that other loans stack up.

Loans for Bad Credit Borrowers with Guaranteed Approvals

Bad credit borrowers typically find it hard to secure loans. Now that you've discovered Instant Payday Cash, this will no longer be a problem.

If you:
  • Are eligible for our loan provide us with legitimate documents and details
  • Ask for a loan amount that our system assesses as safe for a person with your financial health to borrow,

We can guarantee that your loan application will definitely be approved by us.

Choose a Trusted Direct Lender for your Bad Credit Loan

Banks and other traditional loans are not readily available when you have a bad credit history. To borrow money in the form of a loan despite a bad credit score, you will likely be looking for a direct lender.

Not all direct lenders are customer-oriented or even legitimate. Scams where certain entities pose as direct lenders while not having a legitimate/registered business operation associated with them, are not totally unheard of.

For this reason, it is essential to be sure that you look for bad credit loans only through a trusted direct lender. One of the ways you can be sure that you're dealing with a trusted direct lender, is to look for certificates (like a secured website), recognitions (like BBB) and good customer feedback, before you choose to apply for a loan. Also, beware of lenders who ask you for payments before any amount is credited to you - that's a sure red flag.

Better than the Payday Lender Near You?

Online payday loans are amongst the most demanded loan products today - many millions of people in the US alone, depend on these each year. Payday loans offered by direct lenders may be available online or through physical stores. A lender may operate through a store or connect to the end consumer through a broker in a store/office near you.

Two of the main reasons people prefer online direct lenders today, are that:

  • 1. It's easy to understand the service quality and legitimacy of online lenders through reviews and testimonies
  • 2. Applying for a loan available online is the most convenient option today.

However, these are just 2 of many other benefits of choosing an online lender over payday lenders and mortgage brokers operating out of physical stores or offices near you.

Poor Credit Score? How Low is OK?

Maintaining a healthy credit score is not very easy. On top of that, credit scores sometimes take a hit due to errors and faulty reporting. While credit score issues can be solved over time, people whose credit health is not great during a period in time, may however need an option to borrow funds.

With Instant Payday Cash as your direct lender, your credit score is simply not a point of concern in the loan application process. Our loans are based on income and consider aspects of your financial health, but your credit history and score do not impact the loan approval.

So, no matter how poor your credit scores are, loan approvals through Instant Payday Cash shall always be unhindered by that.

Why No Credit Check Loans are Safer for Bad Credit Borrowers

No credit check loans offer many benefits to borrowers. One of the most valuable benefit is the time that such a loan can save during the approval process. However, if you suffer from bad credit score, what may be even more valuable to you is the health of your credit history which is already damaged.

A loan query typically hits the credit score further. But when you choose a loan that comes with no credit checks, this problem does not occur. In other words, applying for no credit check loans does not further deteriorate your credit health and this makes it much safer for bad credit borrowers, in most circumstances.

Apply for your Bad Credit Payday Loan

A simple list of details and documents that you can submit while filling our brief online application form, is all that it shall take for you to have the loan you need:

  • Your SSN
  • A proof of age and ID (18+ only)
  • Active contact details
  • Your bank details
  • Proof of income
  • Keeping these ready can help you make the quick loan process even quicker. Once ready, you can head directly to the loan application form and apply for a bad credit payday loan.

Returning Customers

  • Request For Extension
  • Payment Arrangements
  • Login / Sign Documents
  • Get Your Balance / Due Date
Borrow Again
  • 1 Bad Credit Loans Guaranteed Approval
  • 2 Low Credit Loan Instant Approval
  • 3 No Credit Checks and No Brokers

Deal with your credit crisis confidently with Instant Payday Cash - the genuine payday loans direct lender that's always at your service. Apply for reliable payday cash advance loans online today and get affordability, security, speed, simplicity and convenience of borrowing at no extra costs.