Access our application 24/7 for loans online for free and fill out your basic information such as name, employment details, age, desired loan amount, contact number, etc.

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Once you submit your duly filled in payday advance loan application, we will review it and offer an instant loan decision, provided you successfully meet our simple loan requirements.



Upon approval for a same-day payday loan, the cash is directly deposited into your account electronically via ACH. On your due date, the payments are withdrawn from the same account.

About Us

Direct Lender of Payday Loans with Instant Online Approval for Emergencies

Are sudden expenses or bills bothering you? You are not alone! Dealing with credit crisis can be challenging because only a few Americans have rainy day savings. However, if you are looking for payday loan direct lenders over the internet for your urgent money needs, then payday cash advance loans greatly help tide you over until your next paycheck. These online payday loans which can also feature "no credit checks", assist as a reliable short-term solution during emergencies.

Getting Instant cash online with Instant Payday Cash, - a direct payday loan lender with no third party - is convenient, quick, and easy. The eligibility criteria for our online advance payday loans are simple and relaxed, compared to the personal loan requirements by traditional direct lenders such as banks and credit unions or installment loan requirements by other private lenders, both online and at the storefront.

Instant Payday Cash, as a reliable and exclusively payday loan online no credit check direct lender only, accepts low credit scores also. We do not pull your credit history or perform hard credit checks before approving your online cash advance request. Hence, our low credit payday loans are also known as no credit check loans. What we offer benefits you with instant approvals, competitive interest rates, transparent terms & conditions, no hidden fees and speedy, secure, risk-free and paperless transactions - making us your ideal payday advance online lending service.

Besides, our direct lender payday loans work differently from mortgages, car loans and other secured personal loans. Our unsecured payday loans are typically small online cash loans with no credit check, no collateral and no personal guarantee. Thus, you can be approved for an advance payday of up to $1000 without any hassles.

How do Direct Cash Advance Lenders work?

Lenders of money come in a variety of forms. The majority have either direct or indirect lending licenses for cash advance products. Whether or not they include a third party who would take over the funding of your cash advance determines how the two differ. Before agreeing to any loan, research your prospective lender and confirm they are authorized to cash advance lenders. These lenders must adhere to federal and state legislation, which safeguards the borrower. Utilizing a direct cash advance lender, Instant Cash Advance, has the benefit of handling your loan's whole application and funding procedure.

Instant Cash Advance Online Direct Lender - Benefits

Payday advance loans are short term personal loans that can help you bridge the financial gap between your paychecks. They can be used to pay for unexpected medical bills, home improvements, car repairs, utility bills, groceries, tuition fees, etc.

Banks and credit unions may be your first reliable sources for extra cash; however, they do not finance small-dollar payday loans. Besides, you need help to escape their long lines, strict loan criteria, tedious documentation, lengthy approval process and delayed funding. Instant cash advance direct lender like us provides instant access to a relatively smaller amount of money compared to installment loans and personal loans from other credit sources, within hours of approval. Such a low payday cash loan that can only be availed from direct lenders, is easy to pay back in lump sum. The online payday advance repayment, is generally, due around your next payday (which is typically expected to be 7-14 days away). This ensures that direct payday loans are dependable alternatives to installment loans online and traditional bank loans and in some circumstances, more ideal too.

With years of being a trusted instant online loans direct lender, Instant Payday Cash offers legitimate and clear terms, instant approvals and upfront rates and fees. Our no hidden costs policy ensures that you have no surprise costs while you repay your cash loan on your payday. Moreover, online cash advance direct lenders, such as us, come with a 72-hour satisfaction guarantee, letting you return the loan, if you change your mind.

Direct Lender Payday Loans - Why Choose These?

When you take up a payday loan, you shall be dealing with a direct lender, whether by yourself or through a cash advance broker. Any third party in your deal with the direct lender will add a cost and time to a transaction. Apart from making your transaction more expensive, this will lead to a broken concept in the "instant approval" of your payday loan. It is hence highly essential that while taking up a payday loan, you choose to work with a trusted direct lender; ideally, one with a good online presence and reviews that reflect their services is a reliable choice.

3 Simple Steps that get you Instant Payday Cash

Having understood the need to consider payday loans from experienced and positively reputed online direct lenders only, Instant Payday Cash would make a great choice for you as it has been for the many borrowers who've used our services when in need. We respect your time and your need for urgent money. You can get instant loans with no credit checks online approval, in three simple steps:




  • 1 Direct Payday Lenders. No Third Party
  • 2 Cash Loans Online Same Day Process
  • 3 Easy Payday Loans No Credit Check
  • 4 Rapid Cash Advance for Bad Credit

Returning Customers

  • Request For Extension
  • Payment Arrangements
  • Login / Sign Documents
  • Get Your Balance / Due Date
Borrow Again

Deal with your credit crisis confidently with Instant Payday Cash - the genuine payday loans direct lender that's always at your service. Apply for reliable payday cash advance loans online today and get affordability, security, speed, simplicity and convenience of borrowing at no extra costs.