Access our 24/7 loan application online for free and fill out your basic information such as name, employment details, age, desired loan amount, contact number, etc.

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Access our 24/7 loan application online for free and fill out your basic information such as name, employment details, age, desired loan amount, contact number, etc.



Upon being approved for same day payday loan, the cash is directly deposited into your account electronically via ACH. On your due date, the payments are withdrawn from the same account.

About Us

Payday Loans Direct Lender No Credit Check for Emergency Cash Online

Sudden expenses or bills bothering you? You are not alone! Dealing with credit crisis can be challenging because not many Americans have rainy day savings. However, if you are looking for payday loans direct lenders over internet for your urgent money needs, then payday cash advance loans online is of great help to tide you over until your next paycheck. Thus, online payday loans no credit check assist as a reliable short-term solution during emergencies.

Getting a cash advance online with InstantPaydayCash, a direct payday lender no third party, is convenient, quick, and easy. The eligibility criteria for our advance payday loans online is simple and relaxed, compared to the personal loan requirements by traditional direct lenders such as banks and credit unions or installment loan requirements by other private lenders, both online and storefront.

InstantPaydayCash, as a reliable payday loans online no credit check direct lender only, accepts low credit also. We do not pull your credit history or perform any hard credit checks before approving your online cash advance request. Hence, our low credit payday loans are also called as no credit check loans. We offer instant approval, competitive interest rates, transparent terms & conditions, no hidden fees along with speedy, secure, risk-free and paperless payday advance online lending service.

Besides, our direct lender payday loans work differently from mortgages, car loans and other secured personal loans. Our unsecured payday loans are typically small online cash loans with no credit check, no collateral and no personal guarantee. Thus, you can be approved for advance payday of up to $1000 without any hassles.

Benefits of Payday Cash Advance Loans Online

Payday advance loans are basically short term personal loans that can help you bridge the financial gap between your paychecks. They can be used to pay for unexpected medical bills, home improvements, car repairs, utility bills, groceries, tuition fees, etc.

Banks and credit unions may be your first reliable sources for extra cash; however, they do not finance small dollar payday loans. Besides, you cannot escape their long lines, strict loan criteria, tedious documentation, lengthy approval process and delayed funding. Cash loans advance from us provides instant access to relatively smaller amount of money compared to installment loans and personal loans from other credit sources, within hours of approval. Such a low payday cash loan from direct lenders is easy to payback in lump sum. The online payday advance repayment, in general, is due around your next payday (that is 7-14 days away). Hence, direct payday loans are dependable alternatives to installment loans online and traditional bank loans.

InstantPaydayCash, as a trusted online payday loans direct lenders only no credit check, offers legitimate and clear terms, and upfront rates and fees. Our no hidden costs policy ensures that you have no surprise costs while you repay your cash loan no credit check on your payday. Moreover, online cash advance from direct payday lenders such as us, comes with a 72- hour satisfaction guarantee, letting you to return the loan, in case you change your mind.

Direct Lender Payday Loans- How do they work?

Direct lenders only involve an effortless lending process in order to provide affordable and quick payday loans in times of emergencies without involving any third party. While a direct payday lender process your loan request, approves it and transfers the funds to your account; cash advance brokers on the other hand merely processes your loan application and do not offer online cash directly, if approved. Besides, dealing with payday loan agents will cost you more because of broker fees.

How it Works...

Therefore, consider payday loans online direct lenders only with instant approval such as InstantPaydayCash. We respect your time and your need for urgent money. You can get instant payday loans with no hard credit checks, in three simple steps:




  • 1 Direct Payday Lenders. No Third Party
  • 2 Cash Loans Online Same Day Process
  • 3 Easy Payday Loans No Credit Check
  • 4 Rapid Cash Advance for Bad Credit

Returning Customers

  • Request For Extension
  • Payment Arrangements
  • Login / Sign Documents
  • Get Your Balance / Due Date
Borrow Again

Deal with your credit crisis confidently with InstantPaydayCash, the genuine payday loans direct lender, at your service. Apply for reliable payday cash advance loans online today and get affordability, security, speed, simplicity and convenience of borrowing at no extra costs.