Fees Listing
Online Pay Day Lenders - Pay Day Loan Company
The Fee For Our Loans Is $30.00 Per $100.00 Borrowed.
The Annual Percentage Rate (A.P.R.) for our loans ranges from 365.00% to 1564.28%, depending on the term of your loan. Please refer to the table below to find your A.P.R.
Annual Percentage Rate (A.P.R.)
Term
(days)
|
Loan Amount
|
$200.00
|
$300.00
|
$400.00
|
$500.00
|
Fee
|
A.P.R.
|
Fee
|
A.P.R.
|
Fee
|
A.P.R.
|
Fee
|
A.P.R.
|
7
|
$60
|
1564.28%
|
$90
|
1564.28%
|
$120
|
1564.28%
|
$150
|
1564.28%
|
8
|
$60
|
1368.75%
|
$90
|
1368.75%
|
$120
|
1368.75%
|
$150
|
1368.75%
|
9
|
$60
|
1216.67%
|
$90
|
1216.67%
|
$120
|
1216.67%
|
$150
|
1216.67%
|
10
|
$60
|
1095.00%
|
$90
|
1095.00%
|
$120
|
1095.00%
|
$150
|
1095.00%
|
11
|
$60
|
995.45%
|
$90
|
995.45%
|
$120
|
995.45%
|
$150
|
995.45%
|
12
|
$60
|
912.50%
|
$90
|
912.50%
|
$120
|
912.50%
|
$150
|
912.50%
|
13
|
$60
|
842.31%
|
$90
|
842.31%
|
$120
|
842.31%
|
$150
|
842.31%
|
14
|
$60
|
782.14%
|
$90
|
782.14%
|
$120
|
782.14%
|
$150
|
782.14%
|
15
|
$60
|
730.00%
|
$90
|
730.00%
|
$120
|
730.00%
|
$150
|
730.00%
|
16
|
$60
|
684.38%
|
$90
|
684.38%
|
$120
|
684.38%
|
$150
|
684.38%
|
17
|
$60
|
644.12%
|
$90
|
644.12%
|
$120
|
644.12%
|
$150
|
644.12%
|
18
|
$60
|
608.33%
|
$90
|
608.33%
|
$120
|
608.33%
|
$150
|
608.33%
|
19
|
$60
|
576.31%
|
$90
|
576.31%
|
$120
|
576.31%
|
$150
|
576.31%
|
20
|
$60
|
547.50%
|
$90
|
547.50%
|
$120
|
547.50%
|
$150
|
547.50%
|
21
|
$60
|
521.43%
|
$90
|
521.43%
|
$120
|
521.43%
|
$150
|
521.43%
|
22
|
$60
|
497.72%
|
$90
|
497.72%
|
$120
|
497.72%
|
$150
|
497.72%
|
23
|
$60
|
476.08%
|
$90
|
476.08%
|
$120
|
476.08%
|
$150
|
476.08%
|
24
|
$60
|
456.25%
|
$90
|
456.25%
|
$120
|
456.25%
|
$150
|
456.25%
|
25
|
$60
|
438.00%
|
$90
|
438.00%
|
$120
|
438.00%
|
$150
|
438.00%
|
26
|
$60
|
421.12%
|
$90
|
421.12%
|
$120
|
421.12%
|
$150
|
421.12%
|
27
|
$60
|
405.56%
|
$90
|
405.56%
|
$120
|
405.56%
|
$150
|
405.56%
|
28
|
$60
|
391.07%
|
$90
|
391.07%
|
$120
|
391.07%
|
$150
|
391.07%
|
29
|
$60
|
377.58%
|
$90
|
377.58%
|
$120
|
377.58%
|
$150
|
377.58%
|
30
|
$60
|
365.00%
|
$90
|
365.00%
|
$120
|
365.00%
|
$150
|
365.00%
|
Understanding Repayment
Our loans are due paid back in full by your next payday, with a minimum term of seven days and a maximum of 30. We will automatically pull the payment from your account, just as we deposited the loan into your account. If you are not able to pay back your loan, please contact us immediately, and we will extend your loan to the next payday for an extra fee. You are only allowed two extensions.
ACH Authorization
If you have any questions please contact us.
Your online agreement will be governed by the state of Utah. All the applicable laws and regulations of Utah will apply to your online agreement. If your ACH debit that you have authorized is returned for any reason you agree to the following items.
• You are authorizing us to initiate electronic debits to your account in the amounts up to or less than the amount owed until the amount owed is paid in full. Your authorization shall remain in effect until we have received written notice of its termination. We must also have had a reasonable opportunity to act on this authorization.
• You agree to pay a NSF (non-sufficient funds) fee of $20.00.
• You agree to pay all fees related to the collection of your account. This includes, but is not limited to all attorney fees, collection fees, and court costs incurred during the collection process.
If you have any questions please contact us.